

Family Sustenance Program (FSP)
The COVID-19 pandemic left countless families in India facing unimaginable hardships, with many losing their primary breadwinners or suffering severe financial setbacks. In response to this crisis, KOA launched the Family Sustenance Program in 2021 to offer vital financial support to families affected by the pandemic.
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As the program grew, we began receiving requests from other migrant families living in Jammu camps, who continue to face immense challenges even years after displacement. We have been doing our best to meet these needs, offering a lifeline to those struggling to rebuild their lives.
By extending a helping hand during these difficult times, we aim to restore hope and stability to families within our community.
Program Overview
Objective
To support families facing severe financial hardship by providing essential assistance to help them meet basic needs and rebuild their lives during difficult times.
Cost
Your support, in any amount, can make a world of difference to a family in need.
History
In 2021, KOA launched this program to help families facing severe financial hardships due to the pandemic. Since then, KOA has supported over 80 families (2021-2024) with a total of $100,000 in assistance.
Key Features
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Targeted Support: Focuses on families most severely impacted by COVID-19, ensuring help reaches the most vulnerable.
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Financial Assistance: Provides direct financial aid to families struggling with income loss, alleviating immediate hardships and helping them regain stability.
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Holistic Approach: Connects families with additional resources like counseling, skill development, and employment opportunities to build long-term resilience.
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Inclusive Coverage: Supports a wide range of families from various socio-economic backgrounds nationwide, promoting equity in the recovery process.
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Sustainable Impact: Strengthens household stability, laying the foundation for a sustainable recovery and empowering families to overcome the pandemic’s challenges.
Selection & Distribution Process
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Identification and Verification: Families in need are identified, and their applications undergo a thorough verification process by the program coordinators.
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Financial Aid Distribution: Once verified, financial assistance is promptly provided to help families meet their essential needs and regain stability.
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Follow-up and Support: Continuous follow-up ensures long-term support, fostering the resilience and well-being of the families.
Feedback & Call for Support
The Family Sustenance Program was initially funded through the remaining balance of the COVID fund, providing critical support to families facing severe financial hardships. However, as the needs of these families continue to grow, we find ourselves relying on the generosity of our community more than ever before. Many families are still struggling to recover, and your contribution can make a real difference in their lives.
KOA humbly appeals to all community members and friends to consider donating to this vital cause.
Tax-Deductible Donations
The Kashmiri Overseas Association, Inc. (KOA) is a non-profit, tax-exempt socio-cultural organization registered in Maryland, USA. Your donations are tax-deductible.